Available on all orders over £400

Spread the cost of your purchase with interest free credit. You can choose a flexible plan for up to 4 years, all with no deposit. Read about the finance options we offer below.

• 0% APR representative interest and no deposit
• Spread the cost of your purchase
• Minimum spend of £400 applies
• Subject to status and affordability
• Terms and Conditions apply

Pay Smart Carpets Plus are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender - credit is subject to status and affordability, and is provided by Hitachi Capital (UK) PLC.

To use Interest-Free Credit, you will need to pass a credit eligibility check which will check the following:

• You are 18 or older
• You’re in permanent paid employment (over 16 hours a week)
• You’re a UK resident (12 months minimum)
• Proof of address and proof of signature
• You have a bank account that can make payments by direct debit